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There are a lot of people in the world who are able to do everything for having many or to become rich. Such people don’t usually earn their many in the right way. Some for them do great cheats, others use their money for illegal activities. Some are able to steal or even to murder for money. That’s why some people mean money is the root of an evil but not of all evil. There are plenty of other thing people making bad in the world.
Money has a lot of shapes : notes are mostly oblong, coins, are circle. Some of them are angular, The notes are usually differently coloured and coins are made from different metals. Each note and coin has its own reverse and observe, and each country has its own currency.
Each family has its own budget. Students usually get a pocket money for their small expenses and learn how to economise with them. Parents cover the other expanses. People putting money aside can deposit or invest it, they can have an account. Most popular place of deposit money is a bank. There you usually have a current account, which is one where you pay in your salary and then withdraw money to pay your everyday bills. The bank sends you a regular bank statement telling you how much many you have on your account. You may have a savings account where you deposit any extra money that you have and only take money out when you want spend it on something special. You usually try to avoid having an overdraft or you end up paying a lot of interest. If your account is overdrawn, you can be said to be in the red, in the opposite to be in the black or in credit.
Sometimes you need lend some money, than you go to the bank, and when you have fortune you get a bank loan, If the bank lends you money to buy a house or a flat, that money is called a mortgage.
Now something about buying and selling. When you buy something in a shop, you usually for it outright, anly sometimes buy you on credit. Sometimes you may be offered a discount or a reduction on something in the shop, it is usually when you are a student or you buy something in bulk. In our countries is not usual to haggle about prices, but for example in Turkish market you can haggle, here is haggling usual. If you want to return something which you bought to a shop, you may be given a refund or you money will be returned, provided you have a receipt.
The money that you pay for services – to a school or a lawyer, is usually called a fee or fees, the money you paid for a journey is fare.
Now about public finance. The government collects money from citizens trough taxes. Income taxes is the tax collection wages and salaries. Inheritance tax is collected on what people inherit from others. Customs or exise duties have to be paid on goods imported from other countries. VAT or value added tax is a tax paid on most goods and services when they are bought or purchased. Companies pay corporation tax on their profits. If you pay to much tax, you should be given some money back, a tax rebate.
The government also sometimes pays out money to people in need, it is for example unemployment benefit, also know as the dole – in is informally, disability allowances and students grants, to help pay for studying. There are also maternity benefits, sickness benefits and many other kindness of benefits.